

Tech writer and founder based in Lagos. I cover Africa's startup ecosystem, fintech, and the builders reshaping how the continent works, pays, and connects. Optimistic, but never naïve.

Virtual dollar cards and stablecoin wallets have quietly become the killer feature of the Nigerian consumer app. Behind the convenience lies a deeper story about a generation that no longer trusts its own currency to store value.

This edition is personal. A reckoning with the narratives I helped sell you — the funding-round breathlessness, the unicorn worship — and what I'm going to write about instead. Straight to your inbox, no gloss.

Virtual dollar cards and stablecoin wallets have quietly become the killer feature of the Nigerian consumer app. Behind the convenience lies a deeper story about a generation that no longer trusts its own currency to store value.

Nigerian creators command global audiences and set the internet's tempo. Yet the platforms banking on their attention were built somewhere else, pay in someone else's currency, and answer to no one here. Who actually owns the culture?